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		<title>The Cloward-Piven Strategy to implement socialist revolution</title>
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		<description><![CDATA[The  Cloward-Piven Strategy  to implement socialist  revolution



Source: http://www.discoverthenetwork.com/group  &#8230; grpid=6967

 

Quote:

Cloward-Piven   is a strategy for forcing political change  through orchestrated   crisis. 

The  strategy was first  proposed in 1966 by Columbia  University political  scientists Richard  Andrew Cloward and Frances Fox  Piven [...]]]></description>
			<content:encoded><![CDATA[<p><strong>T</strong><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>he  Cloward-Piven Strategy  to implement socialist  revolution</strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;">Source: </span><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><a href="source:%20http://www.discoverthenetwork.com/group%20...%20grpid=6967" target="_blank">http://www.discoverthenetwork.com/group  &#8230; grpid=6967</a></span><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>Cloward-Piven   is a strategy for forcing political change  through orchestrated   crisis. </strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>The  strategy was first  proposed in 1966 by Columbia  University political  scientists Richard  Andrew Cloward and Frances Fox  Piven as a plan to  bankrupt the welfare  system and produce radical  change. Sometimes  known as the &#8220;crisis  strategy&#8221; or the the  &#8220;flood-the-rolls,  bankrupt-the-cities strategy,&#8221;  the Cloward-Piven  approach called for  swamping the welfare rolls with  new applicants &#8211;  more than the system  could bear. It was hoped that the  resulting  economic collapse would  lead to political turmoil and  ultimately  socialism. </strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>The  National   Welfare Rights Organization (NWRO), founded by  African-American  militant  George Alvin Wiley, put the Cloward-Piven  strategy to work in  the  streets. Its activities led directly to the  welfare crisis that   bankrupted New York City in 1975. </strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>Veterans  of  NWRO went on to found the Living Wage  Movement and the Voting  Rights  Movement, both of which rely on the  Cloward-Piven strategy and  both of  which are spear-headed by the radical  cult ACORN. </strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>Both  the  Living  Wage and Voting Rights movements depend heavily on  financial  support  from George Soros&#8217;s Open Society Institute. </strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>On  August  11, 1965, the black district of Watts in Los  Angeles exploded  into  violence, after police used batons to subdue a man  suspected of  drunk  driving. Riots raged for six days, spilling over  into other  parts of  the city, and leaving 34 dead. Two Columbia  University  sociologists,  Richard Andrew Cloward and Frances Fox Piven  were  inspired by the riots  to develop a new strategy for social change.  In  November 1965 &#8211; barely  three months after the fires of Watts had   subsided &#8211; Cloward and Piven  began privately circulating copies of an   article they had written  called &#8220;Mobilizing the Poor: How it Could Be   Done.&#8221; Six months later  (on May 2, 1966), it was published in The   Nation, under the title, &#8220;The  Weight of the Poor: A Strategy to End   Poverty.&#8221;</strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>The   article electrified the Left. Following its May 2,  1966 publication,   The Nation sold an unprecedented 30,000 reprints.  Activists were abuzz   over the so-called &#8220;crisis strategy&#8221; or  &#8220;Cloward-Piven strategy,&#8221; as  it  came to be called. Many were eager to  put it into effect.</strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>Richard  A.  Cloward was then a professor of social work at  Columbia  University. He  died in 2001. His co-author Frances Fox Piven  was a  research associate  at Columbia&#8217;s School of Social Work. She now  holds a  Distinguished  Professorship of Political Science and Sociology  at the  City University  of New York.</strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>In   their  1966 article, Cloward and Piven charged that the ruling classes   used  welfare to weaken the poor. By providing a social safety net,  the  rich  doused the fires of rebellion. Cloward and Piven wanted to  fan  those  flames. Poor people can advance only when &#8220;the rest of  society is   afraid of them,&#8221; Cloward told The New York Times on  September 27, 1970.   Rather than placating the poor with government  hand-outs, activists   should work to sabotage and destroy the welfare  system. The collapse of   the welfare state would ignite a political and  financial crisis that   would rock the nation. Poor people would rise  in revolt. Only then would   &#8220;the rest of society&#8221; accept their demands.  So wrote Cloward and Piven   in 1966.</strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>The  key to  sparking this rebellion would be to expose the  inadequacy of  the  welfare state. This Cloward and Piven proposed to do,  in classic   Alinsky fashion, by forcing welfare bureaucrats to live up  to their own   book of rules.</strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>The  authors  noted that the number of Americans subsisting  on welfare &#8211;  about 8  million, at the time &#8211; probably represented less  than half the  number  who were technically eligible for full benefits.  They proposed  a  &#8220;massive drive to recruit the poor onto the welfare  rolls.&#8221; Cloward  and  Piven calculated that persuading even a fraction of  potential  welfare  recipients to demand their entitlements would bankrupt  the  system. The  result, they predicted, would be &#8220;a profound financial  and  political  crisis&#8221; that would unleash &#8220;powerful forces… for major   economic reform  at the national level.&#8221;</strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>Their    article called for &#8220;cadres of aggressive organizers&#8221; to use    &#8220;demonstrations to create a climate of militancy.&#8221; Intimidated by black    violence, politicians would appeal to the federal government for help.    Carefully orchestrated media campaigns, carried out by friendly,    leftwing journalists, would float the idea of a &#8220;a federal program of    income redistribution,&#8221; in the form of a guaranteed living income for    all; working and non-working people alike. Local officials would clutch    at this idea like drowning men to a lifeline. They would apply  pressure   on Washington to implement it. With every major city erupting  into   chaos, Washington would have to act.</strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>The    Cloward-Piven strategy never achieved its goal of system breakdown  and a   Marxist utopia. But it provided a blueprint for some of the  Left&#8217;s  most  destructive campaigns of the next three decades. It will  likely  haunt  America for years to come since George Soros&#8217; Shadow  Party has  now  adopted the strategy, honing it into a far more  efficient weapon  than  any of its Sixties-era promoters could have  foreseen.</strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>Cloward    and Piven recruited a militant black organizer named George Wiley to    lead their new movement. For more information on Wiley and his welfare    rights movement. In the summer of 1967, Wiley founded the National    Welfare Rights Organization (NWRO), with headquarters in Washington, DC.    Wiley&#8217;s tactics closely followed the recommendations set out in   Cloward  and Piven&#8217;s article. His followers invaded welfare offices   across the  nation &#8211; often violently &#8211; bullying social workers and   loudly demanding  every penny to which the law &#8220;entitled&#8221; them. By 1969,   NWRO claimed a  dues-paying membership of 22,500 families, with 523   chapters across the  nation.</strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>Regarding   Wiley&#8217;s tactics, The New York Times commented  on September 27, 1970,   &#8220;There have been sit-ins in legislative chambers,  including a United   States Senate committee hearing, mass demonstrations  of several   thousand welfare recipients, school boycotts, picket lines,  mounted   police, tear gas, arrests &#8211; and, on occasion, rock-throwing,  smashed   glass doors, overturned desks, scattered papers and ripped-out  phones.&#8221;</strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>These   methods proved effective. &#8220;The flooding succeeded  beyond Wiley&#8217;s   wildest dreams,&#8221; writes Sol Stern in the Manhattan  Institute&#8217;s City   Journal. &#8220;From 1965 to 1974, the number of  single-parent households on   welfare soared from 4.3 million to 10.8  million, despite mostly flush   economic times. By the early 1970s, one  person was on the welfare  rolls  in New York City for every two working  in the city&#8217;s private  economy.&#8221;</strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>As  a   direct result of its reckless welfare spending, New York City &#8211; the    financial capital of the world &#8211; was forced to declare bankruptcy in    1975. The entire state of New York nearly went down with it. Leftist    agitators swooned in triumph. The Cloward-Piven strategy had proved its    effectiveness. </strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>The    Backlash</strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>The  Cloward-Piven  strategy  depended on surprise. Once society recovered  from the initial  shock,  the backlash began. New York&#8217;s welfare crisis  horrified the  nation,  giving rise to a reform movement which  culminated in &#8220;the end of   welfare as we know it&#8221; &#8212; the 1996 Personal  Responsibility and Work   Opportunity Reconciliation Act, which imposed  time limits on federal   welfare, along with strict eligibility and work  requirements. Both   Cloward and Piven attended the White House signing  of the bill as guests   of President Clinton.</strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>Most   Americans to this day have never heard of Cloward  and Piven. But  Mayor  Rudolph Giuliani attempted to expose them in the  late 1990&#8217;s. As  his  drive for welfare reform heated up, Giuliani accused  the militant   scholars by name, citing their 1966 manifesto as evidence  that they  had  engaged in deliberate economic sabotage. &#8220;This wasn&#8217;t an   accident,&#8221;  Giuliani charged in a 1997 speech. &#8220;It wasn&#8217;t an atmospheric   thing, it  wasn&#8217;t supernatural. This is the result of policies and   programs  designed to have the maximum number of people get on welfare.&#8221;</strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>Cloward    and Piven never again revealed their intentions as candidly as they  had   in their 1966 article. They learned to cover their tracks. Even  so,   their activism in subsequent years continued to rely on the tactic  of   overloading the system. When the public caught on to their welfare    scheme, Cloward and Piven simply moved on, applying pressure to other    sectors of the bureaucracy, wherever they detected weakness.</strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>The    Cloward-Piven strategy &#8211; first proposed in 1966 &#8211; seeks to hasten the    fall of capitalism by overloading the government bureaucracy with a    flood of impossible demands, thus pushing society into crisis and    economic collapse. Application of this strategy contributed greatly to    the turmoil of the late Sixties. Cloward-Piven failed to usher in    socialism, but it succeeded in generating an economic crisis and in    escalating the level of political violence in America &#8211; two cherished    goals of hard-Left strategists.</strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>Radical    organizers today continue tinkering with variations on the    Cloward-Piven theme, in the perennial hope of reproducing &#8217;60s-style    chaos. The thuggish behavior of leftwing unions such as SEIU and of    certain elements of George Soros&#8217; Shadow Party can be traced, in a    direct line of descent, from the early practitioners of Cloward-Piven.</strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>Cloward-Piven&#8217;s    early promoters cited radical organizer Saul Alinsky as their    inspiration. &#8220;Make the enemy live up to their (sic) own book of rules,&#8221;    Alinsky wrote in his &#8220;1989&#8243; (??)</strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>book   Rules  for Radicals. When pressed to honor every jot and tittle of  every  law  and statute; every Judaeo-Christian moral tenet; and every  implicit   promise of the liberal social contract, human agencies  inevitably fall   short. The system&#8217;s failure to &#8220;live up&#8221; to its rule  book can then be   used to discredit it altogether, and to replace the  capitalist &#8220;rule   book&#8221; with a socialist one.</strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>In  its  earliest form, the Cloward-Piven strategy applied  Alinsky&#8217;s  principle  to the specific area of welfare entitlements. It  counseled  activists to  create what might be called Trojan Horse  movements &#8211; mass  movements  whose outward purpose seemed to be providing  material help  to the  downtrodden, but whose real purpose was to draft  poor people  into  service as revolutionary foot soldiers.</strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>The    specific function of these Trojan Horse movements was to mobilize  poor   people en masse to overwhelm government agencies with a flood of  demands   beyond the capacity of those agencies to meet. The flood of  demands  was  calculated to break the budget, jam the bureaucratic gears  into   gridlock, and bring the system crashing down. Fear, turmoil,  violence   and economic collapse would accompany such a breakdown &#8211;  providing   perfect conditions for fostering radical change. That, at  least, was the   theory behind the Cloward-Piven strategy.</strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>In   1982,  partisans of the Cloward-Piven strategy founded a new &#8220;voting   rights  movement,&#8221; which purported to take up the unfinished work of the   Voting  Rights Act of 1965. Like ACORN, the organization that   spear-headed  this campaign, the new &#8220;voting rights&#8221; movement was led by   veterans of  George Wiley&#8217;s welfare rights crusade. Its flagship   organizations were  Project Vote and Human SERVE, both founded in 1982.   Project Vote is an  ACORN front group, launched by former NWRO  organizer  and ACORN  co-founder Zach Polett. Human SERVE was founded by  Richard A.  Cloward  and Frances Fox Piven, along with a former NWRO  organizer named  Hulbert  James.</strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>All  three  of these organizations &#8211; ACORN, Project Vote  and Human SERVE &#8211;  set to  work lobbying energetically for the so-called  Motor-Voter law,  which  Bill Clinton ultimately signed in 1993. The  Motor-Voter bill is  widely  blamed today for swamping the voter rolls  with &#8220;dead wood&#8221; &#8211;  invalid  registrations signed in the name of deceased,  ineligible or   non-existent people &#8211; thus opening the door to the  unprecedented levels   of voter fraud and &#8220;voter disenfranchisement&#8221;  claims that followed in   subsequent elections.</strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>The   new  &#8220;voting rights&#8221; coalition combines mass voter registration drives  &#8211;   typically featuring high levels of fraud &#8211; with systematic  intimidation   of election officials in the form of frivolous lawsuits,  bogus charges   of &#8220;racism&#8221; and &#8220;disenfranchisement&#8221; and &#8220;direct action&#8221;  (street   protests, violent or otherwise). Just as they swamped  America&#8217;s welfare   offices in the 1960s, the Cloward-Piven team now  seeks to overwhelm the   nation&#8217;s understaffed and poorly policed  electoral system. Their  antics  set the stage for the Florida recount  crisis of 2000, and have   introduced a level of fear, tension and  foreboding to U.S. elections   heretofore encountered mainly in Third  World countries. For more   information on the Voting Rights Movement,  see the entry for &#8220;Project   Vote.&#8221;</strong><br />
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<div><span style="font-family: Helvetica,Arial,sans-serif; color: #000000;"><strong>Both  the  Living Wage and Voting Rights movements depend  heavily on  financial  support from George Soros&#8217;s Open Society Institute.  It is  largely  thanks to money from Soros that the Cloward-Piven  strategy  continues  even now to eat away at America&#8217;s political and  economic   infrastructure. </strong></span></div>
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		<title>CLOWARD AND PIVEN?</title>
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		<pubDate>Wed, 11 Aug 2010 21:20:43 +0000</pubDate>
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Watching Glenn Beck are you?  

 The Cloward–Piven strategy is a political strategy  outlined by Richard Cloward and Frances Fox Piven, then both sociologists and political  activists at the Columbia University School of Social Work, in a 1966  article in The Nation entitled &#8220;The [...]]]></description>
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<div id="jump-to-nav">Watching Glenn Beck are you? <img src='http://the-info-depot.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </div>
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<p><!-- /jumpto --> <!-- bodytext -->The <strong>Cloward–Piven strategy</strong> is a political strategy  outlined by <a title="Richard Cloward" href="http://en.wikipedia.org/wiki/Richard_Cloward">Richard Cloward</a> and <a title="Frances Fox  Piven" href="http://en.wikipedia.org/wiki/Frances_Fox_Piven">Frances Fox Piven</a>, then both sociologists and political  activists at the <a title="Columbia  University" href="http://en.wikipedia.org/wiki/Columbia_University">Columbia University</a> School of Social Work, in a 1966  article in <em><a title="The Nation" href="http://en.wikipedia.org/wiki/The_Nation">The Nation</a></em> entitled &#8220;The Weight of the Poor: A  Strategy to End Poverty&#8221;.<sup id="cite_ref-0"><a href="http://en.wikipedia.org/wiki/Cloward%E2%80%93Piven_strategy#cite_note-0"><span>[</span>1<span>]</span></a></sup> The two argued that many Americans who were eligible for welfare were  not receiving benefits, and that a welfare enrollment drive would create  a political crisis that would force U.S. politicians, particularly the  Democratic Party, to enact legislation &#8220;establishing a guaranteed  national income.</p>
<h2><span id="The_strategy">The strategy</span></h2>
<p>Cloward and Piven’s article is focused on forcing the <a title="Democratic Party (United States)" href="http://en.wikipedia.org/wiki/Democratic_Party_%28United_States%29">Democratic Party</a>, which in  1966 controlled the presidency and both houses of the <a title="United  States Congress" href="http://en.wikipedia.org/wiki/United_States_Congress">United States Congress</a>, to take federal action to  help the poor. They argued that full enrollment of those eligible for  welfare “would produce bureaucratic disruption in welfare agencies and  fiscal disruption in local and state governments” that would “deepen  existing divisions among elements in the big-city Democratic coalition:  the remaining white middle class, the white working-class ethnic groups  and the growing minority poor. To avoid a further weakening of that  historic coalition, a national Democratic administration would be  constrained to advance a federal solution to poverty that would override  local welfare failures, local class and racial conflicts and local  revenue dilemmas.”<sup id="cite_ref-Cloward_and_Piven.2C_p._510_2-0"><a href="http://en.wikipedia.org/wiki/Cloward%E2%80%93Piven_strategy#cite_note-Cloward_and_Piven.2C_p._510-2"><span>[</span>3<span>]</span></a></sup> They wrote:</p>
<blockquote><p>The ultimate objective of this strategy—to wipe out poverty by  establishing a guaranteed annual income—will be questioned by some.  Because the ideal of individual social and economic mobility has deep  roots, even activists seem reluctant to call for national programs to  eliminate poverty by the outright <a title="Redistribution (economics)" href="http://en.wikipedia.org/wiki/Redistribution_%28economics%29">redistribution of income</a>.<sup id="cite_ref-Cloward_and_Piven.2C_p._510_2-1"><a href="http://en.wikipedia.org/wiki/Cloward%E2%80%93Piven_strategy#cite_note-Cloward_and_Piven.2C_p._510-2"><span>[</span>3<span>]</span></a></sup></p></blockquote>
<h2><span>[<a title="Edit section: Focus on Democrats" href="http://en.wikipedia.org/w/index.php?title=Cloward%E2%80%93Piven_strategy&amp;action=edit&amp;section=2">edit</a>]</span> <span id="Focus_on_Democrats">Focus on Democrats</span></h2>
<p>The authors pinned their hopes on creating disruption within the  Democratic Party. &#8220;Conservative Republicans are always ready to declaim  the evils of public welfare, and they would probably be the first to  raise a hue and cry. But deeper and politically more telling conflicts  would take place within the Democratic coalition,&#8221; they wrote. &#8220;Whites –  both working class ethnic groups and many in the middle class – would  be aroused against the ghetto poor, while liberal groups, which until  recently have been comforted by the notion that the poor are few&#8230;  would probably support the movement. Group conflict, spelling political  crisis for the local party apparatus, would thus become acute as welfare  rolls mounted and the strains on local budgets became more severe.”<sup id="cite_ref-3"><a href="http://en.wikipedia.org/wiki/Cloward%E2%80%93Piven_strategy#cite_note-3"><span>[</span>4<span>]</span></a></sup></p>
<p>Michael Reisch and Janice Andrews wrote that Cloward and Piven  &#8220;proposed to create a crisis in the current welfare system – by  exploiting the gap between welfare law and practice – that would  ultimately bring about its collapse and replace it with a system of  guaranteed annual income. They hoped to accomplish this end by informing  the poor of their rights to welfare assistance, encouraging them to  apply for benefits and, in effect, overloading an already overburdened  bureaucracy.&#8221;<sup id="cite_ref-4"><a href="http://en.wikipedia.org/wiki/Cloward%E2%80%93Piven_strategy#cite_note-4"><span>[</span>5<span>]</span></a></sup></p>
<h2><span>[<a title="Edit section: Reception" href="http://en.wikipedia.org/w/index.php?title=Cloward%E2%80%93Piven_strategy&amp;action=edit&amp;section=3">edit</a>]</span> <span id="Reception">Reception</span></h2>
<p>Historian Robert E. Weir argues that the original goal of the  strategy was to bring about a crisis in the welfare system that would  require radical reforms.<sup id="cite_ref-5"><a href="http://en.wikipedia.org/wiki/Cloward%E2%80%93Piven_strategy#cite_note-5"><span>[</span>6<span>]</span></a></sup> An article in the New York Times in 1970 investigated the welfare  system and discussed the impact of the Cloward–Piven strategy.<sup id="cite_ref-NYTWelfare_6-0"><a href="http://en.wikipedia.org/wiki/Cloward%E2%80%93Piven_strategy#cite_note-NYTWelfare-6"><span>[</span>7<span>]</span></a></sup> <a title="Howard Phillips (politics)" href="http://en.wikipedia.org/wiki/Howard_Phillips_%28politics%29">Howard Phillips</a>,  chairman of <a title="The  Conservative Caucus" href="http://en.wikipedia.org/wiki/The_Conservative_Caucus">the Conservative Caucus</a>, was quoted in 1982 as  saying that the strategy could be effective because &#8220;<a title="Great Society" href="http://en.wikipedia.org/wiki/Great_Society">Great  Society</a> programs &#8216;had created a vast army of full-time liberal  activists whose salaries are paid from the taxes of conservative working  people.&#8221;<sup id="cite_ref-NYT_7-0"><a href="http://en.wikipedia.org/wiki/Cloward%E2%80%93Piven_strategy#cite_note-NYT-7"><span>[</span>8<span>]</span></a></sup> <a title="Robert  Chandler" href="http://en.wikipedia.org/wiki/Robert_Chandler">Robert Chandler</a> claimed, &#8220;The socialist test case for  using society&#8217;s poor and disadvantaged people as sacrificial “shock  troops,” in accordance with the Cloward–Piven strategy, was demonstrated  in 1975, when new prospective welfare recipients flooded New York City  with payment demands, which may have contributed to the bankrupting of  the state government.&#8221;<sup id="cite_ref-Chandler_8-0"><a href="http://en.wikipedia.org/wiki/Cloward%E2%80%93Piven_strategy#cite_note-Chandler-8"><span>[</span>9<span>]</span></a></sup> Other observers credit the city&#8217;s bankruptcy to the mismanagement  caused by politics, encouraging &#8220;frequently maturing short-term debt  that left officials constantly scrambling to pay off loans.&#8221;<sup id="cite_ref-9"><a href="http://en.wikipedia.org/wiki/Cloward%E2%80%93Piven_strategy#cite_note-9"><span>[</span>10<span>]</span></a></sup></p>
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		<title>Sunless Tanners that work!</title>
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		<pubDate>Fri, 06 Aug 2010 02:14:22 +0000</pubDate>
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		<title>500 Love Making Tips and Secrets &#8211; A review</title>
		<link>http://the-info-depot.com/self-improvement/attraction/500-love-making-tips-secrets-review/</link>
		<comments>http://the-info-depot.com/self-improvement/attraction/500-love-making-tips-secrets-review/#comments</comments>
		<pubDate>Thu, 05 Aug 2010 23:43:59 +0000</pubDate>
		<dc:creator>Info Writer</dc:creator>
				<category><![CDATA[Attraction]]></category>
		<category><![CDATA[Sexuality]]></category>
		<category><![CDATA[sex]]></category>

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		<description><![CDATA[Many couples face lots of stumbling blocks in their sex life. The  main challenge remains as how to keep their love making red, hot, and  steamy. The passion and newness of your love making is always  unforgettable at the early stage of the relationship; however as time  goes by, the initial [...]]]></description>
			<content:encoded><![CDATA[<p>Many couples face lots of stumbling blocks in their sex life. The  main challenge remains as how to keep their love making red, hot, and  steamy. The passion and newness of your love making is always  unforgettable at the early stage of the relationship; however as time  goes by, the initial spark subsides, it stays still, and fades. Well,  when you try to figure out what will happen next ? It is really hard to  get excited again.</p>
<p>So is &#8220;500 Love Making Tips and Secrets&#8221; by Michael Webb:- the ideal  book to bring back the fire and to drive your lover wild in bed ? Well,  my boyfriend and I love trying out a lot of ideas that were featured on  this ebook, and indeed our love life has turned sizzling hot!</p>
<p>The book starts with a general description on the foundation of the  art of lovemaking, with brief topics on various technique and tools on  sexuality, and the importance of romance for lovemaking, better oral sex  tips, and some juicy information on Kama Sutra. It also contains 16  illustrated lovemaking positions at the back of the book plus a guide.  These are all butterfly touches. But, wait a minute, don&#8217;t miss the  boat; the main, main attraction on the whole book is the 500 plus tips  that are so enticing.</p>
<p>The advantages features is that it allows you to flip a page and have  8 to 10 tips ready and handy and start to create some fun right away  for couples. As you might aware, most men do not have the patience to  read through dozens of long winded paragraphs. Everything is formatted  &#8220;for your eyes only&#8221;. I don&#8217;t mean the Bond syndrome, &#8220;For your eyes  only&#8221; is exclusively easy for your eyes to browse through &#8230;. This book  is certainly an important asset for couples in terms of generating  ideas when you&#8217;re just about to make love at spur-of- the-moment an  exhilarating event.</p>
<p>So, curious about the actual tips on your mind?</p>
<p>This is a compilation on the treasure chest of love making ideas. It  has 539 tips in all. It ranges from tongue sex tips for both men and  women, to games you can play to make your foreplay more fun and more  erotic. It also contains tips to make your love making feel unique and  better; ways like &#8220;coming out of the shower with just a towel and  playing with your lover&#8221;, getting all wet and comfortable with exposing  your own body; and even with some places to make love that most people  with limited imaginations can stretch beyond their wildest dreams. My  boyfriend can say he has found more than enough that is appealing to  him. It is recommended that you digest this book several times rather  than to consume all in one shot. This book also does not carry any  degrading, immoral or perverted ideas that other porn books seem to  have.</p>
<p>So, what are you looking for? If your sex life is stagnant, and you  got bored with repetitive positions, techniques with your lover, set a  positive frame of mind and learn how to ignite fire into your love life,  and become a match made in Heaven, this certainly has more than enough  tips to carry your love life into variety of journeys.</p>
<p>To summarize the review : This book is the most comprehensive book of  tips and ideas on improving love making. Besides covering most aspects  of how-to enhancing techniques on passionate love and sex; on igniting  the flame between lovebirds, it is truly a &#8221; jewel &#8221; for those who wants  to transform their love lives into higher level of wholesome  experiences.</p>
<p>For more insightful, mind-blowing, jaw dropping tips on love making  and sexual technique on how to soar your love life to &#8221; new highs &#8221; <a href="http://f5aedqqh53cx808ey3hz1u4u7b.hop.clickbank.net/?tid=TID" target="_top">Click Here!</a></p>
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		<title>Why is DirecTV is better than DISH Network?</title>
		<link>http://the-info-depot.com/computersandinternet/hardware/directv-dish-network/</link>
		<comments>http://the-info-depot.com/computersandinternet/hardware/directv-dish-network/#comments</comments>
		<pubDate>Wed, 04 Aug 2010 19:35:59 +0000</pubDate>
		<dc:creator>AUTHOR</dc:creator>
				<category><![CDATA[Hardware]]></category>
		<category><![CDATA[cabletv]]></category>
		<category><![CDATA[directv]]></category>
		<category><![CDATA[dishnetwork]]></category>

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		<description><![CDATA[When choosing a satellite TV service people tend to ask, what gives DIRECTV System an edge over Dishnetwork and Cable? First of all, a DIRECTV System uses nationally manufactured hardware in a patriotic and business respective way.
The DIRECTV System is adaptable to different needs for different kinds of people throughout the US. The DIRECTV System [...]]]></description>
			<content:encoded><![CDATA[<p>When choosing a satellite TV service people tend to ask, what gives DIRECTV System an edge over Dishnetwork and Cable? First of all, a DIRECTV System uses nationally manufactured hardware in a patriotic and business respective way.</p>
<p>The DIRECTV System is adaptable to different needs for different kinds of people throughout the US. The DIRECTV System delivers high-quality digital experience unlike any other satellite TV service in the country with the latest in hardware possibilities.</p>
<p><a href="http://www.kqzyfj.com/click-2486556-10799156&quot; target=&quot;_blank" target="_blank">DIRECTV System</a> Uses Nationally Manufactured Hardware<br />
All directly related satellite system hardware for the home owner that is used in the DIRECTV System is all manufactured inside the United States of America.</p>
<p>The point of developing a DIRECTV System is to make the life of the homeowner more relaxed when changing to a new service, for better rates and when they are unsatisfied with other services.</p>
<p>A DIRECTV System also does this with the intention of focusing more on programming and services rather than hardware manufacturing and control. The important part of a DIRECTV System is the solution for those kinds of people who just don&#8217;t have time to record their favorite shows, or get home in time to watch them live.</p>
<p>DIRECTV System Has DVR Technology</p>
<p>Of course, Satellite TV has a parabolic dish that captures digital transmissions from a satellite in geosynchronous orbit around the equator (what a mouth full). But what technology is superior in a DIRECTV System?</p>
<p>The <a href="http://www.kqzyfj.com/click-2486556-10799156&quot; target=&quot;_blank">DIRECTV</a> System Dish was an innovating factor when it came out as it used a smaller frequency with better reception than larger dishes. The great thing about a DIRECTV System is that they are always on the cutting edge and innovating, that&#8217;s why the DIRECTV System has DVR technology.</p>
<p>Linked to the IRD (integrated receiver/decoder) device that is used to translate channel frequencies for the television system, some DIRECTV System IRDs can translate up to three different channels at once.</p>
<p>When using a DVR however, the DIRECTV System can record up to two different channels simultaneously with a limit of up to 70 total hours of programming. Best of all, the DIRECTV System DVR technology can be reviewed at owner convenience when there is time, with the push of a button on the remote control.</p>
<p>DIRECTV System Delivers High-Quality Digital Experience</p>
<p>Also, the DIRECTV System delivers high-quality digital experience through HDTV. High quality means crystal clear image and sound, wide screen Movie Theater like accommodations and exiting new technologies the more and more this kind of technology becomes common place.</p>
<p>The DIRECTV System offers a better, clearer and more highly defined picture than traditional analog TV, 5 to 10 times clearer. The wide screen size is 16:9 compared to the traditional 4:3 used by analog broadcasting. The DIRECTV System also uses surround doubly sound for those with entertainment systems and want to feel the action around them.</p>
<p>The <script src="http://www.dpbolvw.net/placeholder-4646838?sid=tidar&amp;target=_blank&amp;mouseover=N" type="text/javascript"></script>System like all developing entertainment technologies, in the end, means being prepared for the future of television. Some outstanding technological ideas have come and gone throughout our very lifetimes. Some might say that digital TV is the system of the future and will end the business of Video Rental once and for all within the next 25 years. In fact one Satellite Communications technician was quoted recently in response to the question about digital broadcasting and how long it would take to end Video Rental business, he said &#8220;about 25 years.&#8221;</p>
<p>&#8220;The DIRECTV System is a telecommunications solution of the future.&#8221;</p>
<p style="text-align: center;"><a href="http://www.tkqlhce.com/click-2486556-10573809?sid=tidar" target="_top"><br />
<img class="aligncenter" src="http://www.ftjcfx.com/image-2486556-10573809" border="0" alt="Order DIRECTV Today for $29.99 a month" width="250" height="250" /></a></p>
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		<title>Penis Enlargement &#8211; Which Penis Enlargement Methods Are Safe And Permanent?</title>
		<link>http://the-info-depot.com/health-fitness/exercise/penis-enlargement-add-inches-permanently/</link>
		<comments>http://the-info-depot.com/health-fitness/exercise/penis-enlargement-add-inches-permanently/#comments</comments>
		<pubDate>Sun, 01 Aug 2010 14:22:58 +0000</pubDate>
		<dc:creator>AUTHOR</dc:creator>
				<category><![CDATA[Exercise]]></category>
		<category><![CDATA[Men's Issues]]></category>
		<category><![CDATA[enhancement]]></category>
		<category><![CDATA[penis enlargement]]></category>

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		<description><![CDATA[Penis Enlargement Scam Revealed. Which penis enlargement method works and which one to avoid at all means?]]></description>
			<content:encoded><![CDATA[<p><strong>Penis Enlargement Products and Methods</strong></p>
<p>The idea of having a larger penis appeals to a good many men. This has been the case for thousands of years. If you look back through history you will see that the size of the penis was very important even in many ancient cultures.</p>
<p>That is why the penis enlargement industry to this day is one of the most highly sought after. Grossing billions of dollars a year, the industry has proven its salt many times over. Men the world over are enjoying the new found confidence and such that comes with a larger penis.</p>
<p>Those of you out there that are still searching do not be in a hurry. The last thing that you want to do is pick the wrong method and end up being disappointed.</p>
<p>Don&#8217;t rush. Instead take your time and choose the correct enlargement method and product the first time.</p>
<p><strong>Penis Enlargement Devices And Extenders</strong></p>
<p>The penis enlargement device has really made a mark on the industry. While the device has been around for a good long time, it was not until internet marketing came into being that it really jumped forward. It is easily the highest selling penis enlargement method on the market.</p>
<p>Using a traction device is very easy. You put the appliance on the penis, set the side bars and then forget about it. Normally you will wear the device for a minimum of six hours a day. Most people like to wear them at work and then relax at home without them on.</p>
<p>The device applies constant pressure to the penis. This pressure is what causes the penis to get larger as it is being taught to grow longer to keep up with the pressure.</p>
<p>Results will vary with the traction device. Most people report a three inch permanent increase. This does not happen over night though. You can expect to see the final results at about six months.</p>
<p><strong>Penis Enlargement Pills</strong></p>
<p>The penis enlargement pills that are on the market today are formulated herbal supplements. Do not be confused with the previous marketed pills that were nothing more than sugar pills. The new breed is a very good mix of naturally occurring plants and other items that work within the body.</p>
<p>Increasing the size of the penis with the penis enlargement pills takes place inside the penis itself. The chambers that house the blood for an erection are the main targets. If those can be enlarged then the penis will be larger during an erection. There is little that can be done about the size of the penis when it is at rest. That is not the focus of the penis enlargement pills.</p>
<p>The main thing to remember is that penis enlargement pills are not effective unless they are used in conjunction with another penis enlargement method. You should be prepared to use either an exercise program or a traction device when taking the pills for penis enlargement.</p>
<p><strong>Natural Penis Enlargement Exercises</strong></p>
<p>Penis enlargement exercises have proven to be one of the best, safest and most effective methods for penis enlargement. That is the most common thing. They are looking for something that is just the best possible resolution to the matter and many are finding it.</p>
<p>The exercises are great for those people who do not want to use the supplements or the traction devices. They are safe, all natural and have been shown to increase the penis by as much as four inches.</p>
<p>That is a staggering number when you consider the idea that an average penis is five inches and when you add the four inches you will be well above average.</p>
<p>The best idea is to join an exercise program for penis enlargement. There is nothing to be gained by just going out and trying to find the right exercise or worse yet, just start pulling on your member. That will not be the best idea because you could cause severe damage if you are not careful.</p>
<p><strong>Penis Enlargement Patches</strong></p>
<p>Thanks to some new developments it is now easier than ever to get the penis enlargement supplements. That is the new penis enlargement patch system. Using this system has proven that you can safely and effectively enlarge your penis without a lot of hassle in the mean time.</p>
<p>Penis enlargement patches make use of the new transdermal patch system for supplement delivery. The patch is applied to the skin and the supplements are on the patch. This causes the supplements to leach into the blood stream through the skin. It allows you to effectively by pass the stomach and make sure that the supplements do not lose power.</p>
<p><strong>Penis Enlargement Pumps</strong></p>
<p>Penis pumps are a simple device that has been around for a long time. Using this kind of device has never really been popular but they are still selling them to this day.</p>
<p>The penis pump works to increase the amount of blood that flows to the penis. This is accomplished through the use of a vacuum pressure on the penis and the air tight tube. When the blood rushes to the penis it becomes larger and more erect.</p>
<p>Well that does not work for a lot of people because the results are only temporary. Keep that in mind when buying this product because you will have to continue to use the product over and over as the results will fade within an hour or so.</p>
<p>The penis pump is also been known to cause damage to the penis. That is why it is best to avoid the penis pump all together.</p>
<p><strong>Penis Enlargement Weights</strong></p>
<p>Weight hanging can be dated back thousand of years. You are simply stretching the penis by applying weights that are hung from the end. Well that is not the best idea as science has proven it to be very dangerous.</p>
<p>Never hang weights because there is the chance for not only damage to the penis but you will also cause the penis to be thin which is bad news for someone looking to better their sex life.</p>
<p><strong>Penis Enlargement Surgery</strong></p>
<p>The penis enlargement surgery has long been held as a bad idea. The fact is that the doctors can only guarantee about a one inch increase. At a cost of ten thousand dollars, the one inch increase hardly seems worth the trouble. Best to stick with the natural forms where three and four inches are possible for a fraction the cost of the penis enlargement surgery.</p>
<p><strong>Penis Enlargement Hypnosis</strong></p>
<p>There are many things that you could have hypnosis for. If you are looking to quit smoking then it may be a good idea. The same is true if you are having some kind of mental break down. What you should not do is seek this kind of treatment for penis enlargement.</p>
<p>There are several places trying to sell CD&#8217;s that are supposed to enlarge your penis through positive thinking. Think positive and save your money for a proven method.</p>
<p><strong>Penis Enlargement Creams and Liquids</strong></p>
<p>Penis enlargement creams and liquids are another poor choice for penis enlargement. Even though they make lofty claims and so on, there is no proven variety that will enlarge your penis. Most of the companies that sell this kind of thing will actually guarantee the results but be gone long before you can make a claim.</p>
<p><strong>Is Penis Enlargement Safe?</strong></p>
<p>Penis enlargement is safe and very effective. Choose the right method and you can lead a happy and healthy sex life.</p>
<p><strong>Which Methods Should I Choose?</strong></p>
<p>Penis enlargement device is one of the best option because of its medical backings and histories. For best results, combining penis enlargement device with other methods such as penis pills, penis patches or penis exercises is recommended as it will speed up penile growth and maximize penis gain.</p>
<p><a href="http://f4075qpn48rw829dn7nqpcyvcg.hop.clickbank.net/?tid=TID" target="_top">Click Here to start getting what you want TODAY!</a></p>
<p>Author: Mike Jordan</p>
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		<title>Knowing the Signs of Depression</title>
		<link>http://the-info-depot.com/disease-illness/mentalhealth/depression/knowing-the-signs-of-depression/</link>
		<comments>http://the-info-depot.com/disease-illness/mentalhealth/depression/knowing-the-signs-of-depression/#comments</comments>
		<pubDate>Fri, 09 Jul 2010 04:03:15 +0000</pubDate>
		<dc:creator>Mike Selvon</dc:creator>
				<category><![CDATA[Depression]]></category>
		<category><![CDATA[depression help]]></category>
		<category><![CDATA[signs of depression]]></category>
		<category><![CDATA[symptoms of depression]]></category>

		<guid isPermaLink="false">http://the-info-depot.com/disease-illness/mentalhealth/depression/the-importance-in-knowing-the-signs-of-depression/</guid>
		<description><![CDATA[Knowing the signs of depression can help in the quick recovery of a person who is afflicted with this debilitating disease. When the signs of depression are identified, families of individuals afflicted with this mental health disease can seek treatment as soon as possible.]]></description>
			<content:encoded><![CDATA[<p>When the signs of depression are identified, families of individuals afflicted with this mental health disease can seek treatment as soon as possible.</p>
<p>According to the National Institute of Mental Health, &#8220;in any given 1-year period, 9.5 percent of the population, or about 20.9 million American adults, suffer from a depressive illness&#8221;.</p>
<p>Dealing with this mental illness can cause a person to hit rock bottom and perform drastic acts that can greatly hurt their lives. If the signs of depression are found early on in the illness, a person can recover and become a better individual because of their ordeal.</p>
<p>Knowing the signs of this mental illness can help a person seek treatment early. One of the first indication of this illness is a persistent sad, anxious, or &#8220;empty&#8221; mood. This constant state of mood can lead to feelings of hopelessness or pessimism and this is another one of the warning for this illness.</p>
<p>Other indications of this mental illness may include loss of interest in things that make that person happy, decreased levels of energy, constant fatigue, and even certain persistent physical signs such as a headache that will not go away or digestive disorders that become chronic.</p>
<p>Of course, several other signs are common, and not every person will experience the same signs. Some may only feel a few signs and others may experience all.</p>
<p>Just as different <a href="http://signs-of-depression.org" target="_blank">signs of depression</a> exist, different types of depressive disorders also exist. With manic depression, also known as bipolar depression, the signs can be different than when dealing with &#8220;normal&#8221; clinical depression.</p>
<p>With mania, a person has tremendous highs and lows that bring on severe symptoms. Some of these symptoms include unusual irritability, poor judgment, racing thoughts, and inappropriate social and sexual behavior. These symptoms require seeing a doctor as soon as possible.</p>
<p>No matter if a person is dealing with clinical or manic mental illness, the <a href="http://signs-of-depression.org" target="_blank">signs of depression </a>are very evident if a person is paying attention. Dealing with this mental illness not only includes the person with the illness, but also the family and friends that surround that individual.</p>
<p>Depression can annihilate a family as well as the person that is sick. However, treatment is available if someone will only take the first step in admitting something is wrong.</p>
<p>Mental illnesses are real illnesses and the person that has one is just as sick as if they had a physical ailment such as cancer. Knowing the signs of this mental illness can help a person to get better with the aide of trained professionals.</p>
<p>Learn more about depression at: <a href="signs-of-depression.org" target="_blank"><strong>signs-of-depression.org</strong></a></p>
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		<title>iTunes Five Minute Tune-up</title>
		<link>http://the-info-depot.com/arts-entertainment/music/itunes-tune-up/</link>
		<comments>http://the-info-depot.com/arts-entertainment/music/itunes-tune-up/#comments</comments>
		<pubDate>Fri, 09 Jul 2010 04:03:14 +0000</pubDate>
		<dc:creator>Jeff Underwood</dc:creator>
				<category><![CDATA[Music]]></category>
		<category><![CDATA[download music]]></category>
		<category><![CDATA[ipod]]></category>
		<category><![CDATA[ipods]]></category>
		<category><![CDATA[itunes]]></category>
		<category><![CDATA[mp3]]></category>
		<category><![CDATA[podcast]]></category>
		<category><![CDATA[tun up itunes]]></category>

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		<description><![CDATA[Getting the best from your iPod and music collection in just a few minutes.]]></description>
			<content:encoded><![CDATA[<p>You can make iTunes better, much better, in five minutes. First, check you have iTunes 7.0 or later, if you don&#8217;t go to Help (Windows) or (Mac) iTunes and Check for updates, follow the download links. OK, set the stopwatch and away we go.</p>
<p>Preferences<br />
The most powerful part of iTunes is found via the Preferences section. Look under Edit (Windows) or iTunes (Mac) and click Preferences. A control panel opens, from here you can quickly and simply transform your use of iTunes.</p>
<p>The first tab to click on is General. Here you can get iTunes to automatically download updates just by clicking the box at the bottom, and download missing artwork &#8211; more on this later.</p>
<p>Next, click on Playback. See &#8216;Sound Check&#8217; &#8211; if you click on this iTunes will adjust the sound volume of all your songs so they&#8217;re consistent. No more sudden loud tracks.</p>
<p>The Sharing tab opens up one of iTunes most powerful features if you computers linked by a network. If you check the first box &#8216;Look for shared libraries&#8217; your computer will seek out others with iTunes and access their music as if it was on your computer. You need to ensure that the other computer has the second box &#8216;Share my library on my network&#8217; ticked; you can even give that a cute local name. If all your computers are set up to share music you&#8217;ll have a giant shared music library, without the bother of transferring files.</p>
<p>The Store tab lets you select how you buy music from the iTunes Store. If you click the first button you get an instant download &#8211; and charge &#8211; for any tracks you buy. The second option, the Shopping Cart, lets you vet your selection before finally placing the order. This gives you a chance to change your mind before your credit card gets hit. This is the biggest money saving tip an iPod owner can implement.</p>
<p>The Advanced tab opens three key areas of iTunes. General lets you select where iTunes actually puts your digital music files, the default option is normally OK. If you tick the second box iTunes will neatly organise your music into folders for each artist &#8211; worth ticking.</p>
<p>Importing is the next tab, from here you can take a simple step to dramatically improve the quality of your music. Look at Setting &#8211; the default is 128 kbps. By clicking on this bar you can increase sound quality. Try Custom and use one of the settings greater than 128 kbps, the sound will be much, much better. If you&#8217;re looking for a single action to improve sound quality, this is it.</p>
<p>The third advanced tab is Burning. If you have any problems burning DVDs, set the speed setting from &#8216;Maximum Possible&#8217; and reduce it to half the rated speed of the media you use. For example, if the disc says &#8216;16x&#8217; try 8 times.</p>
<p>Then click on OK and you&#8217;re done, these few simple steps will make life with iTunes easier &#8211; and your music will sound far better. Got some more time?</p>
<p>Go to View from the main iTunes menu, and click on Show Equalizer. A control panel will pop up, ignore the individual sliders for a moment and click the &#8216;On&#8217; box and look at the options that appear when you click the options bar to the right. Each one will adjust the way your music is played, leaving the original file unchanged. You can boost bass (or reduce bass), fine tune for Pop, R&amp;B, spoken word and more. If you&#8217;re using a laptop or ordinary computer speakers try the Small Speakers setting for an immediate improvement.</p>
<p>If you have live albums you might feel frustrated by gaps iTunes between tracks. With iTunes 7 you can regain the original unbroken sound. Select the album, then highlight all tracks (click first track, hold down the Shift key, then click on the last track). Go to the track data (Apple + I on Mac; right click and Get info on Windows) and look at the settings options at the bottom. If you make this a Gapless Album it will play right through without pausing.</p>
<p>Finally, a few words on album art. iTunes will automatically download missing art, but you need to take two steps. First you need to create an iTunes Store account. You won&#8217;t be charged for any art you download but without an account the facility doesn&#8217;t work. Go to Store and follow the steps to create an account. When that&#8217;s done, go back to Preferences and make sure on the General tab the box you saw earlier &#8211; Download missing artwork &#8211; is ticked. Next time you rip a CD, iTunes will go away and find the album art (if that album is available from Apple).</p>
<p>The first time you do this you can force iTunes to find all missing art by going to Advanced from the main menu and selecting Get Album Artwork.</p>
<p>Not seeing your artwork on your computer? Go to View and choose Show artwork.</p>
<p>Now you can enjoy better sounds, great album art, and share songs all in a few minutes.</p>
<p>Jeff Underwood joined the computer industry at the height of the mainframe boom, hes lived through mini computers and the PC revolution on Windows and Mac computers. Starting as a programmer he moved to sales and then to computer based business services.</p>
<p>Three years ago he founded podServe (<a href="http://podserve.co.uk" target="_new">http://podserve.co.uk</a>) to save time and hassle for iPod owners who had better things to do than slot CDs into a computer. Today podServe is an acknowledged market leader in music CD ripping and has been endorsed by the Sunday Times and the Rough Guide series.</p>
<p><a href="http://click.linksynergy.com/fs-bin/click?id=NYmzrTeRjM8&amp;offerid=146261.10005852&amp;type=4&amp;subid=0"><img class="dscperlndyuvlbjlknxo dscperlndyuvlbjlknxo" src="http://images.apple.com/itunesaffiliates/US/generic/PodcastAddedBlue_300x50.jpg" border="0" alt="" /></a><img class="dscperlndyuvlbjlknxo dscperlndyuvlbjlknxo" src="http://ad.linksynergy.com/fs-bin/show?id=NYmzrTeRjM8&amp;bids=146261.10005852&amp;type=4&amp;subid=0" border="0" alt="" width="1" height="1" /></p>
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		<title>Divorce Financial Help &#8211; Finding Money During the Divorce</title>
		<link>http://the-info-depot.com/society/divorce/divorce-financial-help/</link>
		<comments>http://the-info-depot.com/society/divorce/divorce-financial-help/#comments</comments>
		<pubDate>Fri, 09 Jul 2010 04:03:11 +0000</pubDate>
		<dc:creator>J. Posner</dc:creator>
				<category><![CDATA[Divorce]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://the-info-depot.com/society/divorce/divorce-financial-help-finding-money-during-the-divorce/</guid>
		<description><![CDATA[If you are going through a divorce it is probably already obvious that financial problems seem to pop up and/or grow.  Prior expenses like child care, transportation, food, utilities, rent or mortgage expenses often increase, sometimes significantly.   Here are some common financial techniques as well as a brand new option to assist you in finding money and reducing expenses while waiting for your divorce to settle.]]></description>
			<content:encoded><![CDATA[<p>If you are going through a divorce it is already probably obvious that financial problems seem to pop up and/or grow.  Prior expenses like child care, transportation, food, utilities, rent or mortgage expenses often increase, sometimes significantly.   Here are some common financial techniques as well as a brand new option to assist you in finding money and reducing expenses while waiting for your divorce to settle.</p>
<p>In almost all divorces where formerly there was the cost of the rent/mortgage and maintenance of only one residence, most commonly split between two incomes, you will usually end up with two residences, two rents/mortgages, and two sets of utility bills.  If not planned for, this additional expense can become overwhelming.</p>
<p>When children are involved in a divorce, costs during and after a divorce almost always go up.  Where once there were two parents able to take turns watching the children, rides to school, softball practice, and friends, there is now only one parent at a time designated to help.  Forget about splitting homework duty, caring for children when they get sick, etc.  People going through a divorce seldom consider the additional expense of the child care and transportation costs associated with the above as well as running the kids back and forth to the other parents home.</p>
<p>If the above seems familiar, then you are already asking yourself “Where do I find the extra money to pay for my increased expenses until the divorce settles?” or “How do I get financially stable during the divorce proceedings?”  Here are a few ideas plus a totally new option to help guide you financially until the divorce settles.</p>
<p>1.	This one is simple…reduce, reduce, reduce.  Reduce your overhead expenses by reducing or eliminating expenses that are not needed.  There is a difference between wants and needs.  Do you really need cable, Tivo, to eat out, that extra latte, etc.  Cut out any and all unnecessary expenses where possible.</p>
<p>2.	Count your human assets:  Parents, siblings, friends, fellow workers, church/temple members, etc.  It is alright to open up and share that you are going through a divorce as approximately 50% of marriages currently end in divorce.  Share your problems with people you trust and ask them for their assistance.  You will be surprised how many people come forth to offer free or reduced day care for your kids, to run errands to take them to their softball game, music practice, etc. if they are taking their kids anyway, and more and more churches, temples, and community centers now offer support groups for divorcees and those going through divorce.  It is important to always be gracious, thankful, and remember not to unload too much of your personal problems regarding the divorce on people who come to your help or they may become resentful and your saviors may soon find reasons why they can no longer assist you.  You may also find friends, family, and contacts that can assist with handy work and maintenance if you are not qualified to do the work yourself and your budget does not allow you to hire someone.</p>
<p>3.	Reduce or eliminate the legal costs of preparing and filing your divorce.  Hopefully your divorce will be uncontested.  If yes, they are fairly simple to do on your own for little money.  You can even complete most of your divorce online!</p>
<p>Online divorces are nothing new and can save you thousands of dollars with the average divorce in the United States utilizing a lawyer costing $5,000 or more and an online divorce usually between $200 &#8211; $300.  However, if your divorce is being contested or is very complex an online divorce may not be right for you and you may have to hire a good divorce attorney.  Look for a referral to a good divorce attorney or seek divorce attorneys that offer a free initial consultation so you can get a feel to see if he/she is a good fit to represent your best interests during the divorce.  The repercussions from a divorce can last years, decades, or even the rest of your life so make sure if you need a good divorce attorney you take the time to find one.</p>
<p>4.	Access the equity you already have.  A recurring problem during divorces is accessing equity and cash in property and formerly shared banking accounts, stocks, bonds, and other assets.  Often, pending the divorce, access to the shared assets are frozen or inaccessible.   Sometimes one of the spouses had complete control over checking and savings accounts and now refuses to relinquish the control until forced by the divorce decree.  This can tie up funds you would formerly have had access to for many months and sometimes even years depending on the number of assets, types of assets like businesses and homes, contracts, and the difficulty you and your spouse have in agreeing to the divorce.  Fortunately there is a new option available to many people going through a divorce.  This new option is called a divorce loan or more accurately a divorce advance.</p>
<p>What is a divorce loan or divorce advance?  A divorce loan, or divorce advance as they are referred to in the industry, is an advance against your portion of the family assets.  So, for example, if you are to split a home, stocks, cars, and other assets worth a net of $50,000 between you and your spouse, your share would be $25,000.  Though the assets may be tied up in the divorce proceedings, if you meet the necessary qualifications you might decide to take an advance of $2,500 to help pay for car repairs, a renters deposit, attorney’s fees, medical bills, school, or any number of other necessities.  The average divorce advance ranges between $5,000 and $10,000 but can be much, much larger.  More in-depth information on divorce loans and divorce advances is available at [http://www.EZDivorceLoan.com]</p>
<p>Other options to reduce expenses and increase cash of course exist during divorce proceedings.  While things can become hectic and confusing during your divorce, it is important that you stop, evaluate your finances, quickly measure your options, and then take action as soon as possible before all of your best options are no longer available.</p>
<p>J. Posner is a full time creative funding consultant with over five years experience helping individuals and businesses come up with creative financial solutions to some of the most complex financial problems.</p>
<p>Author: J. Posner</p>
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